Privacy Policy

19 July 2024

This Meridian U.S. Privacy Policy (“Privacy Policy”) intends to comply with the relevant requirements under applicable U.S. data protection laws. The Privacy Policy sets out how Meridian Finance Group, a Texel Company (“Meridian Finance” “we” or “us”) uses and protects information that Meridian Finance obtains about you, either on this website (the “Website”), through our services, or otherwise in its relationship with you.

Acceptance

By visiting our Website or using our services in any manner, you acknowledge that you accept the terms described in this Privacy Policy (as updated from time to time), and you hereby consent that we may collect, use, process, share, retain, and transfer your information as described herein. If you do not agree with our policies and practices, please do not use our Website or services as we will not be able to treat your information differently from other information we receive. Your use of our Website is at all times subject to our Terms & Conditions (available at https://www.meridianfinance.com/terms-conditions/ and as amended from time to time and effective as of the date posted (the “Terms”)), which is incorporated by reference herein. Any capitalized terms we use in this Privacy Policy without defining them have the definitions given to them in the Terms.

Changes

Meridian Finance may change this Privacy Policy from time to time. Our current Privacy Policy will always be on our Website and any updates will be effective upon posting. You are responsible for periodically checking our Website for updates. Under certain circumstances, we also may elect to notify you of changes or updates to this Privacy Policy by additional means, such as posting a notice on the Website or by sending you an email, but you should not rely on receiving such additional notice.

Information this Privacy Policy Covers

This Privacy Policy covers our treatment of your personally identifiable information. “Personal Information” generally refers to any unencrypted or non-deidentified information that identifies, relates to, describes, is reasonably capable of being associated with, or could reasonably be linked with a particular person. However, the definition of Personal Information may vary depending on the state or country in which you reside, and that state’s or country’s definition will apply to your Personal Information in the context of this Privacy Policy.

Personal Information does not include information publicly available from government records or information excluded by applicable law. Personal Information also does not include your Personal Information that has been deidentified, pseudonymized, anonymized, aggregated, and/or otherwise processed so as to be unidentifiable in such a way that the data can no longer be attributed to a specific individual (by reasonable means) without the use of additional information, and where such additional information is kept separate and under adequate security to prevent unauthorized re-identification of a specific individual such that one could not, using reasonable efforts, link such information back to a specific individual (collectively, all of the foregoing in this sentence being referred to as “De-Identified Personal Information”).

We also may collect Personal Information from you through means other than our Website. This may include offline collection, such as if you submit a paper application, make a payment by check, or call or attend an event. It also may include emails or other electronic communications that you send to us separate from our Website or by way of our Service Providers. In some cases, we may collect Personal Information about you from third parties, such as references supplied by former employers, information from employment background check providers, information from credit reference agencies, information obtained from social media monitoring and information from criminal records checks permitted by law. However, if we combine the Personal Information we collect from you outside of our Website with Personal Information that is collected through our Website or by another means, the Privacy Policy will apply to the combined information, unless specifically disclosed otherwise.

Other than as stated herein, this Privacy Policy does not apply to information collected by any third party (including our affiliates and subsidiaries), including through any application or content (including advertising) that may link to or be accessible from or on our Website. We are not responsible for the practices of sites linked to or from the Website, and you are advised to review their rules and policies before providing them with any private information.

Age Restrictions

We do not knowingly collect, solicit or maintain Personal Information from anyone under the age of 18 or knowingly allow such persons to register for or use our services. If you are under 18, do not send any Personal Information about yourself (such as your name, address, telephone number, or email address) to us. In the event that we learn that we have collected Personal Information from a child under age 18 without verification of parental consent, we will use commercially reasonable efforts to delete that information from our database. Please contact us if you have any concerns.

Personal Information We Collect

We may collect the following information from you:

Identifiers, such as name, mailing address including zip code, and company ID details.
Sensory information, including voice and/or video recording, and audio information.

How We Collect Information

We use various methods to collect Personal Information. Sources may include:

Information that you provide by filling in web forms on our Website.
Records and copies of your correspondence if you contact us.
Registration for events.
Responses to surveys that we or our Service Providers might ask you to complete for research purposes.
Communications with customer service/support via email.
Mailing list, newsletter, fulfillment, delivery, and other Service Providers.
Social media sites, such as LinkedIn.

Information from Third Parties

We may collect information that others provide about you when you use the Website, or obtain information from other sources and combine that with information we collect through the Website.

To the extent permitted by applicable law, we may receive additional information about you. For example, we may receive background check results or fraud warnings from Service Providers like identity verification services for our fraud prevention and risk assessment efforts. We may receive information about you and your activities on and off the Website through partnerships, or about your experiences and interactions from our partner ad networks. Other examples of such providers include, but are not limited to, certification, video hosting platform, email management, authentication, form processing, website usage tracking, managing calendar invites and scheduling, and database hosting and management.

Use of Personal Information

We may use your information for the following:

To present our Website and its contents to you.
To provide information and insurance intermediary services as requested by you, in particular to negotiate, arrange, administer and incept insurance contracts with underwriters, or negotiate, administer and generally assist you with a claim under an insurance contract we have placed for you.
To provide customer service and support.
To enhance and improve our products and services.
To provide you with notices about your account and notify you about information regarding or changes to our Website, our policies, terms, or any services we provide.
To notify you of legally required information.
To identify you as required under applicable law and regulations (such as KYC onboarding, AML, sanctions or credit checks).
To monitor calls for training, monitoring or compliance purposes and to assist in the administration of your claim or your insurance policy.
To engage in a commercial relationship with yourself, or your employer, or organization by performing internal research, analyzing user trends and measuring demographics and interests and for analyzing how the services are used, diagnosing service or technical problems, and maintaining security.
To de-identify, aggregate, anonymize, etc., your data.
To send out billing and general administration communications.
To send out client communications, invitations to events/presentations, and marketing materials that are relevant to you and the services we provide, including regulatory updates, Meridian Finance’s work in the Credit and Political Risk Insurance market and work by the Texel Foundation and supported programs.
To obtain and update credit information with appropriate third parties, such as credit reporting agencies.
Internal record keeping.
To manage, comply with or receive/provide a supplier/service agreement with yourself.
From time to time, we may use your information to contact you for market research purposes. We may contact you by email, phone, or mail. We may use the information to customize the Website according to your interests.
To manage our relationship as your employer or administrator for any applicable employee benefits.
To request your participation in ratings, reviews, surveys, focus groups, or other initiatives which help us to gather information used to develop and enhance our services.
To fulfill the purpose for which you provide Personal Information.
To comply with applicable law(s) (e.g., to comply with a search warrant, subpoena or court order) or to carry out professional ethics/conduct investigations.
In any other way we may describe and for which we obtain your consent when you provide the information.

Disclosure of Personal Information

For the purposes set out above, Personal Information may need to be shared with third parties such as underwriters and Service Providers required to administer your policy or your claims (loss adjustors, service companies, lawyers, auditors, etc.) to the extent necessary to carry out our relationship with you.

We may or do disclose your Personal Information, in whole or in part, to the following types of third parties, and for one or more of the following purposes:

Data storage or hosting providers, to secure storage and transmission of data.
Database and software Service Providers, for the management and tracking of your data.
Legal and, auditor, compliance consultants, such as external counsel, external auditors, or tax consultants, to provide professional services to us and to detect and prevent financial crime, recover payments due or complete due diligence, or to comply with regulatory or legal obligations.
Identity management providers, to provide us with authentication mechanisms.
Technology providers, to assist in the development and management of our Website and other technology based services.
Survey and research providers, to perform studies on our behalf.
Credit reporting agencies, too obtain and update your credit information.
Publishers and learning providers, for the development of products on our behalf.
Our affiliates and parent company, to provide you with services, including to liaise with our parent company, affiliates, and other Texel entities to negotiate, arrange, administer and incept insurance contracts with underwriters, or negotiate, administer and generally assist you with a claim under an insurance contract we have placed for you, and for other internal purposes.

Disclosures to Service Providers

We may share your Personal Information with third parties for the purpose of providing or improving the services to you. We may share your Personal Information with third party Service Providers which perform services on our behalf (“Service Providers”). This includes, without limitation, Service Providers which provide services relating to: outbound and/or inbound communications, data analysis, marketing assistance, managing customer information, creating, hosting, and/or providing customer or support services on our behalf, sending postal mail and email, removing repetitive information from customer lists, providing search results and links (including paid listings and links), processing credit card payments, or managing our conferences and other events.

These Service Providers may have access to your Personal Information in order to provide these services to us or on our behalf. If we engage Service Providers for any of the foregoing, use of your Personal Information will be bound by obligations of confidentiality and their use of Personal Information will be restricted to providing their services to us.

Required Disclosures

Except as otherwise described in this Privacy Policy, we will not disclose your Personal Information to any third party unless required to do so by law, court order, legal process (e.g., subpoena), including, but not limited to, in order to respond to any government, regulatory, or licensing request, or if we believe that such action is necessary to:

Comply with the law, including to comply with legal process served on us or our affiliates, subsidiaries, Service Providers, or partners.
Enforce our terms or other agreements, including for billing and collection purposes.
Defend ourselves, including to take precautions against liability, protect the security and integrity of our services, investigate and defend ourselves against any third-party claims or allegations or to investigate, prevent, or take action regarding suspected or actual illegal activities.
Assist government enforcement agencies, including responding to inquiries or to meet national or other security requirements.
Protect our company, including to exercise or protect the rights, property, or personal safety of us, our users or others.

We will attempt to notify you, where practicable, about these requests unless: (a) providing notice is prohibited by the legal process itself, by court order we receive, or by applicable law, or (b) we believe that providing notice would be futile, ineffective, create a risk of harm to an individual or group, or create or increase a risk of acts of fraud done upon us or our users. In instances where we comply with legal requests without notice for these reasons, we will attempt to notify that user about the request after the fact if we determine in good faith that we are no longer legally prohibited from doing so and that no risk scenarios described in this paragraph apply.

Your Consent to Disclosure/Transfer/Sale of Your Personal Information

You consent (and shall not object) to our disclosure, transfer, and/or sale of your Personal Information, and other information you provide to us, as well as the rights you have granted or consented to in this Privacy Policy (collectively, “Transferred Information”) to a potential or actual buyer or acquirer of assets or equity of our company or other successor, for the purpose of considering or undergoing a merger, divestiture, restructuring, reorganization, dissolution, change in control, or sale or transfer of some or all of our assets (each of the foregoing referred to as a (“Transfer”), whether as a going concern or as part of bankruptcy, liquidation or other court proceeding, in which Personal Information held by us is among the assets transferred. We cannot make any representations regarding the use or transfer of Transferred Information that we may have in the event of our bankruptcy, reorganization, insolvency, receivership, or an assignment for the benefit of creditors. Furthermore, except as required by law, we are not and will not be responsible for any breach of security by any third parties or for any actions of any third parties that receive any of the Transferred Information that is disclosed to us.

If Meridian Finance is (a) subject to negotiations for the sale of its business, or group; or (b) is sold to a third party; or (c) undergoes a re-organization, Personal Information which it holds may be disclosed to that organization/person (or its advisors) as part of any due diligence process or transferred to that re-organized entity or third party and used for the same purposes or for the purpose of analyzing any proposed sale or re-organization. In such context, only strictly necessary Personal Information shall be disclosed and appropriate data security and confidentiality safeguards shall always be implemented.

Overseas Transfer

We are located in the United States. The Personal Information we, our parent company Texel, or our Service Providers collect may be stored and processed in servers that we do not directly control within or outside of the United States and wherever we and our Service Providers have facilities around the globe, and certain information may be accessible by persons or companies outside of the United States who provide services for us. You consent to our, Texel, and our Service Providers’ transmission and/or transfer of your Personal Information to, or access it in, jurisdictions that may not provide equivalent levels of data protection as your home jurisdiction. We will take reasonable steps to ensure that your Personal Information receives an adequate level of protection in the jurisdictions in which we process it.

Third Party Behavioral Tracking

We do not allow third-party behavioral tracking of Personal Information, though we may use De-Identified Personal Information to track users’ click or browsing patterns.

Do Not Track & Universal Opt Out Rights

Do Not Track Signals: The California Online Privacy Protection Act (“CalOPPA)” requires us to let you know how we respond to web browser Do Not Track (“DNT”) signals. DNT is a privacy preference you can set in your web browser to indicate that you do not want certain information about your webpage visits collected across websites when you have not interacted with that service on the page. For details, including how to turn on DNT, see here. Because there currently isn’t an industry or legal standard recognizing or honoring DNT signals, we don’t respond to them at this time.

U.S. Resident Rights & Disclosures

Some states, such as California, Colorado, and Virginia, have privacy laws that give consumers rights that may apply to you, depending on the state in which you reside. Although some of these rights apply generally, certain rights will only apply to limited individuals or circumstances. To the extent that these laws apply, you may exercise the following rights:

Right to Know and Access Information. Note that much of the information you are entitled to know or access is disclosed in this Privacy Policy. With this said, you have the right to know about our information practices. You also have the right to access the categories of data we collect, with whom we share or sell that information, and, in some cases, what specific Personal Information we associate with you or your account. Once we receive and verify your request, we will disclose to you:

- The categories of Personal Information we collected about you.
- The categories of sources for the Personal Information we collected about you.
- Our business or commercial purpose for collecting that Personal Information.
- The categories of third parties with whom we share that Personal Information.
- The specific pieces of Personal Information we collected about you (also called a data portability request) and provide a copy to you in an electronic or paper format.
- If we disclosed your Personal Information for a business purpose, a list disclosing disclosures for a business purpose, identifying the Personal Information categories that each category of recipient obtained.

Right to Data Portability. If you request a copy of your specific information then we will provide it in an easily accessible format.
Right to Deletion or Erasure. You may request that we delete the Personal Information we have collected about you. Depending on the applicable law, in some cases we are required or permitted to retain your information, even if you validly requested we delete or erase it. We may deny your deletion request if retaining the information is necessary for us or our Service Providers to:
- Complete the transaction for which we collected the Personal Information, provide a good or service that you requested, take actions reasonably anticipated within the context of our ongoing business relationship with you, or otherwise perform our contract with you.
- Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity, or prosecute those responsible for such activities.
- Correct Products, Services, or our Website to identify and repair errors or issues that might impair existing or intended functionality.
- Exercise free speech, ensure the right of another Consumer to exercise their free speech rights, or exercise another right provided for by law.
- Comply with laws, such as the California Electronic Communications Privacy Act (Cal. Penal Code § 1546 et. seq.) (if applicable).
- Enable solely internal uses that are reasonably aligned with consumer expectations based on your relationship with us.
- Comply with a legal, regulatory or law enforcement obligation.
- Make other internal and lawful uses of that information that are compatible with the context in which you provided it.
Right to Correct Information. You may request we correct or rectify inaccurate information we have collected about you.
Right to Limit Use of Information for Advertising. You may opt-out of our use of your Personal Information for advertising purposes.
Right to Appeal. You may have the right to appeal our decision if we deny your request.

Sale of Personal Information Opt In and Opt Out Rights

We have not sold or shared your Personal Information for monetary or other valuable consideration. For the avoidance of doubt, we do not sell data of children under the age of 16. We do not knowingly collect, solicit, maintain, or sell information from anyone under the age of 18.

We have not sold or shared (as those terms are defined under CPRA) your Personal Information for monetary or other valuable consideration, however, our use of cookies and other website tracking technologies may be considered a sale or sharing of Personal Information under the CPRA, in which case the categories of Personal Information that we have sold or shared under the CPRA include identifiers (e.g., IP addresses) and internet or other similar network activity. Categories of third parties to whom Personal Information is sold or shared under the CPRA include data analytics providers and advertising and marketing providers

Exercising Access, Data Portability, and Deletion Rights

To exercise the access, data portability, and deletion rights described above, please submit a verifiable Consumer request to us by: sending an email to us info@meridianfinance.com. Only you, or a person registered with the relevant authority of your jurisdiction that you authorize to act on your behalf, may make a verifiable consumer request related to your Personal Information. You also may make a verifiable consumer request on behalf of your minor child. You may only make a verifiable consumer request for access or data portability twice within a 12-month period. The request must:

Provide sufficient information that allows us to reasonably verify you are the person about whom we collected Personal Information or an authorized representative.
Describe your request with sufficient detail that allows us to properly understand, evaluate, and respond to it.

We cannot respond to your request or provide you with Personal Information if we cannot verify your identity or authority to make the request and confirm the Personal Information relates to you.. We will only use Personal Information provided in your request to verify the requestor’s identity or authority to make the request.

Verification Process

Upon receiving a data access or deletion request from you we will send an email to you at the email address we have for you on file. The email will ask you to respond to verify you as the Consumer making the request. Upon receipt of your verification we will match your information to that which is in our file. Upon verification of your identity we will proceed to process your request (subject to the exceptions stated above).

Response Timing and Format

For California residents, unless applicable state law requires otherwise, we will confirm receipt of your request within ten (10) business days of receiving it. We will respond to requests within forty-five (45) calendar days of its receipt. If we require more time (up to an additional forty-five (45) calendar days), we will inform you of the reason and extension period in writing.

For California residents, any disclosures we provide will only cover from January 1, 2022. The response we provide will also explain the reasons we cannot comply with a request, if applicable. For data portability requests, we will select a format to provide your Personal Information that is readily useable and should allow you to transmit the information from one entity to another entity without hindrance.

We do not charge a fee to process or respond to your requests unless it is excessive, repetitive, or manifestly unfounded. If we determine that the request warrants a fee, we will tell you why we made that decision and provide you with a cost estimate before completing your request.

Non-Discrimination

We will not discriminate against you simply for your exercising any of your data access rights. Unless permitted by applicable law, we will not:

Deny you goods or services;
Charge you different prices or rates for goods or services, including by refusing to gran discounts or other benefits, or imposing penalties;
Provide you a different level or quality of goods or services; or,
Suggest that you may receive a different price or rate for goods or services or a different level or quality of goods or services.

Notices; Opting Out

By providing us with your phone number and/or email address (including by “following,” “liking,” linking your account to our Website or other services, etc., on a third party website or network), you consent to our using the email address and/or phone number to send you service-related notices by email, text, or by calling you, including any notices required by law (e.g., notice of data privacy or security incidents), in lieu of communication by postal mail. You also agree that we may send you notifications by email, phone, or text, of activity regarding our services, the Website, your Personal Information, or any aspect of our relationship, to the email address or phone number you give us, in accordance with any applicable privacy settings. We may use your email address to send you other messages or content, such as, but not limited to, newsletters, additions or changes to features of the Service, special offers, etc. If you do not want to receive such email messages, you may opt out by emailing us your opt-out request or, where available, by clicking “unsubscribe.” Opting out may prevent you from receiving email messages regarding updates, improvements, special features, announcements, or offers. You may not opt out of service-related emails.

You can add, update, or delete information as explained above. When you update information, however, we may maintain a copy of the unrevised information in our records. You may request removal of your information from email communications and newsletters by emailing us. It is your responsibility to maintain your current email address with us. Please note that we may retain some information where permissible by law.

Security

In order to prevent unauthorized access or disclosure of your Personal Information, we have put in place technical, administrative, and organizational measures and safeguards and secure the information we collect online and through our ongoing relationship with you. Any information we hold about you is held on secure servers accessible only by authorized parties and complies with industry accepted security protocols.

Storage of Information

We have our headquarters in the United States. The Personal Information we or our Service Providers collect may be stored and processed in servers within or outside of the United States, and certain information may be accessible by persons or companies outside of the United States who provide services for us. You consent to our and our Service Providers’ transmission and/or transfer of your Personal Information to, or access it in, jurisdictions that may not provide equivalent levels of data protection as your home jurisdiction. We will take reasonable steps to ensure that your Personal Information receives an adequate level of protection in the jurisdictions in which we process it.

If you are a citizen or resident of the UK, EEA, Switzerland, or other regions with laws governing data collection and use that may differ from the laws in the United States, please note that we may transfer your information to a country or jurisdiction that does not have the same data protection laws as your jurisdiction. We may do so to process your information by staff, contractors, or Service Providers operating outside these countries who work for us. If you are a resident of a country other than the United States, you acknowledge and consent to our (and our Service Providers) collecting, transmitting, processing, transferring, and storing your Personal Information out of the country in which you reside.

Data Retention

In general, our retention of Personal Information is reasonably necessary and proportionate to achieve the purposes for which the Personal Information was collected or processed, or for another disclosed purpose that is compatible with the context in which the Personal Information was collected, and not further processed in a manner that is incompatible with those purposes. The time period for which we retain your Personal Information depend on the purposes for which we use it. We will also retain Usage Data for analytics purposes. “Usage Data” refers to data collected automatically, either generated by the use of the service or from the service infrastructure itself (for example, the duration of a page visit). Usage Data is generally retained for a shorter period of time, except when this data is used to strengthen the security or to improve the functionality of our Service, or we are legally obligated to retain this data for longer time periods. Your Personal Information will not be stored for longer than is legally allowed and necessary in relation to the purposes for which we process them (as listed above in the Use of Personal Information section). Afterwards it is still possible that they can be found in our back-ups or archives, but they will no longer be actively processed in a file.

COOKIE NOTICE

How We Use Cookies & Tracking Technologies

The technologies we use for automatic data collection may include cookies, local storage cookies, web beacons, pixel tracking, GIF, IP address, and other technologies. Each of these is discussed below.

Browser & Essential Cookies

Browser cookies are small files placed on the hard drive of your computer or mobile device. They may contain certain data, including, but not limited to: the name of the server that has placed it there, an identifier in the form of a unique number, and, an expiration date (some cookies only). Browser cookies are managed by the web browser (Internet Explorer, Firefox, Safari, Google Chrome, etc.) on your computer or mobile device.

Essential cookies are essential to allow you to browse our Website and use its functions. Without them, services such as shopping baskets and electronic invoicing would not be able to work.

Performance Cookies

Performance cookies collect information on the use of our Website, such as which pages are consulted most often. This information enables us to optimize our Website and simplify browsing. Performance cookies also enable our affiliates and partners to find out whether you have accessed one of our Website pages from their site and whether your visit has led to the use of our services from our Website. These cookies do not collect any information which could be used to identify you. All the information collected is aggregated, and therefore anonymous.

Current Cookies

All major internet browsers offer the option to manage the cookies that were installed on your computer or mobile device. In case you no longer want us to place cookies on your computer or mobile device, you may limit or delete them easily by adjusting your browser or mobile settings. In addition, you can set your browser or mobile settings in such a way that you get a notification every time you receive a cookie on your computer or mobile device, so that you can decide whether you wish to accept this cookie or not.

GIF & IP Address

We or our Service Providers may use tracking technologies such as clear GIFs to track behavior statistics on who opens our emails.

Browser Specific Information on Cookies

Microsoft Edge: https://www.cookiesandyou.com/disable-cookies/windows/edge/
Chrome: https://support.google.com/accounts/answer/61416?hl=en
Firefox: https://support.mozilla.org/en-US/kb/enable-and-disable-cookies-website-preferences
Safari: http://support.apple.com/kb/PH5042

Web Beacons. Pages of our Website and our emails may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags and single-pixel gifs) that permit us, for example, to count visitors who have visited those pages or opened an email and for other related website statistics (for example, recording the popularity of certain website content and verifying system and server integrity)

Third Party Cookie & Tracking Technology Usage

Some content or applications, including advertisements, on the Website are served by third parties, including advertisers, ad networks and servers, content providers and application providers. First-party or third-party cookies may be used alone or in conjunction with web beacons or other tracking technologies to collect information about you when you use our Website. A first-party cookie is a cookie set by the domain name that appears in the browser address bar. A third-party cookie is a cookie set by (and on) a domain name that is not the domain name that appears in the browser address bar. It might be set as part of a side resource load (image, JS, iframe, etc., from a different hostname) or an AJAX HTTP request to a third-party server. The information that first-party and third-party cookies collect may be associated with your Personal Information or they may collect information, including Personal Information, about your online activities over time and across different websites and other online services (i.e., tracking such activities). They may use this information to provide you with interest-based (behavioral) advertising or other targeted content.

We do not control these third parties’ tracking technologies or how they may be used. If you have any questions about an advertisement or other targeted content, you should contact the responsible provider directly. More information on how to opt-out of third-party advertiser tracking mechanisms is available here.

Google Tools

We use tools provided by Google as described below.

Google Analytics. We use, and/or some of our third-party Service Providers may use, Google Analytics or other analytics service to help us understand the use of our Website and services. Google Analytics is a web analysis service provided by Google. Google utilizes data it collects to track and examine the use of our Website to prepare reports on its activities and share them with other Google services. Google may use the Data collected to contextualize and personalize the ads of its own advertising network. The Personal Information collected and processed may include cookies, usage data, and other internet information.

Links to Other Websites

Our Website may contain links to other websites of interest. However, once you have used these links to leave our Website, you should note that we do not have any control over that other website. Therefore, we cannot be responsible for the protection and privacy of any information that you provide whilst visiting such sites and such sites are not governed by this Privacy Policy. You should exercise caution and look at the privacy statement applicable to the external website in question.

Contact

Address: 11900 W. Olympic Blvd., Suite 810, Los Angeles, CA 90064

Email: info@meridianfinance.com

Phone: 310-260-2130