What is Ex-Im Bank?

The Export-Import Bank of the U.S. is an independent agency of the federal government
which supports the growth of U.S. exports through export finance, loan guarantees, and credit insurance programs.

While most of the trade finance and credit insurance offered by Meridian Finance Group involve commercial (private-sector) lenders and underwriters, since 1993 we’ve helped hundreds of exporters to increase their international sales using Ex-Im Bank export credit insurance, cross-border equipment financing, foreign buyer credit facilities, and other government-backed export finance programs.

Ex-Im Bank export finance and credit insurance programs are especially applicable for exporters selling into the riskiest emerging foreign markets, which may be off-cover with private-sector lenders and insurance companies. In some cases, the Export-Import Bank of the U.S. may be the lender or underwriter of last resort.

With no minimum financing fees or minimum annual insurance premiums, Ex-Im Bank may also represent the best starting point for export credit insurance or trade finance for some small-business exporters and companies new to international sales.

Ex-Im Bank programs are available to exporters of products manufactured in the USA, with a few congressionally-mandated exceptions, for example exports of military hardware. (Such restrictions on foreign content, defense products, etc., apply only to government programs; no such limitations exist for trade finance or credit insurance extended by lenders and underwriters in the private sector.)

The Export-Import Bank of the U.S. is officially abbreviated as Ex-Im Bank but is also commonly referred to as Exim Bank or Eximbank.


Why you should work with Meridian

Over the past fifteen years, Meridian Finance Group has helped hundreds of exporters increase their international sales using export credit insurance from the Export-Import Bank of the U.S.

By offering a complete selection of policies from every underwriter of accounts receivable insurance, we can help you select the best coverage for your company, whether from Exim Bank, an insurance company, or a combination of both.

You’ll get faster responses on your submissions to Exim Bank and receive excellent customer service because Meridian knows how to expedite Exim Bank's credit insurance underwriting processes. We communicate with Exim Bank every day on behalf of our clients.

Meridian provides training and useful tips that will help you use the new Ex-Im Online platform more effectively. We’ll help you comply with the terms and conditions of your Eximbank credit insurance policy without spending a lot of time on paperwork.

We also offer unique expertise in arranging cross-border equipment financing, foreign buyer credit facilities, and other kinds of export finance using Eximbank insurance, loans, and guarantees, engendered by our experience working with Eximbank on behalf of a wide variety of lenders, U.S. exporters, and foreign buyers.

We understand your business. Our staff is multicultural and multilingual, with experience not only in trade finance, credit insurance, and Eximbank programs, but also exporting,importing, operations, manufacturing, logistics, and distribution.